At what age must an individual be to qualify as an insurance agent?

To qualify as an insurance agent in North Carolina, an individual must be at least 18 years old. This age requirement is established to ensure that agents have the legal capacity to enter into contracts and understand the responsibilities associated with selling insurance products. Being 18 years old marks the age of majority in many jurisdictions, where individuals are considered adults and can therefore legally engage in business transactions, like those involved in insurance sales.

The other options fall short of this requirement. Individuals younger than 18 may lack the necessary understanding of complex insurance policies and the legal ramifications of selling them, which is why a minimum age of 18 is set as a standard in the industry.