How many prelicensure hours are required for applicants seeking a license in life, health, property, or liability insurance?

In North Carolina, applicants seeking a license in life, health, property, or liability insurance are required to complete 20 hours of prelicensure education. This requirement ensures that prospective insurance agents have a foundational understanding of the insurance industry, including essential concepts, regulations, and ethical practices necessary for effective performance in their roles. The prelicensure education is a critical step in preparing individuals to offer insurance products responsibly and competently to the public.

The other choices do not align with the established education requirement in the state, reflecting a lower understanding of the preparation needed to engage in such complex and regulated fields. As such, 20 hours is the correct amount of prelicensure education mandated by North Carolina regulations for these specific insurance licenses.