Under N.C. law, what is the minimum bodily injury liability coverage required for vehicles?

Study for the North Carolina Insurance Statutes and Regulations Test with flashcards and multiple choice questions. Each question comes with hints and explanations to help prepare you for your exam.

Under North Carolina law, the minimum bodily injury liability coverage required for vehicles is indeed set at $30,000 per person and $60,000 per accident. This coverage is designed to ensure that drivers have a basic level of financial protection in the event they cause an accident that results in bodily injury to others. The rationale behind this requirement is to provide a safety net for victims, ensuring they have access to medical care and compensation for injuries incurred due to someone else’s negligence while driving.

It’s important to note that while $30,000 per person covers the medical expenses and other losses of an individual injured in an accident, the $60,000 per accident cap limits the total amount that can be claimed for multiple injuries in a single accident. This helps manage potential liability exposure for drivers while ensuring victims are adequately protected.

Other options reflect coverage amounts that do not align with North Carolina's statutory requirements, as the state has clearly defined the minimum standards to promote responsible driving and protect public welfare on the roadways.

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