What is an insurance policy’s “declaration page”?

The declaration page of an insurance policy is a crucial document that provides a comprehensive overview of the insurance coverage being offered. It outlines the specific coverage details which include the types of coverage that are included in the policy, the limits of liability, and the terms and conditions that apply. This page acts as a summary of your policy, making it an essential reference for both the insured and the insurer.

In addition to the primary coverage information, the declaration page typically includes important identifiers such as the policy number, the effective dates of the policy, and the name and address of the insured. This makes it not only foundational for understanding the extent of coverage but also serves as a key point of information when the policyholder needs to file a claim or verify details about their policy.