What is the purpose of the safe driver incentive plan filed by the bureau?

The purpose of the safe driver incentive plan is to establish a framework for recognizing and rewarding safe driving behaviors among individuals by allowing for the categorization of drivers based on their safety records. This classification not only helps in promoting responsible driving habits but also aids insurance companies in setting premiums and discounts accordingly. By distinguishing various classes of drivers, the plan can incentivize safer driving through potential financial benefits for those considered safe drivers.

The other options do not align with the primary function of such a plan. Identifying the safest drivers for discounts relates to rewarding those drivers, but the plan's core is about differentiation among driver behavior rather than simply offering discounts. Penalizing unsafe driving behaviors may be a consequence of these classifications but is not the main aim of the incentive plan. Similarly, providing free driver education programs would be more of a preventative measure against unsafe driving rather than the central mechanism of the incentive plan.