Which of the following covers both bodily injury and uninsured motorists?

Motor vehicle insurance through the facility is designed specifically to cover risks associated with operating a vehicle, including both bodily injury and instances where the other party is uninsured. This type of insurance provides protection for the policyholder in the event of an accident involving another driver who does not have insurance, ensuring that medical expenses and damages can still be addressed.

The focus on bodily injury coverage is particularly important, as it ensures that the insured is financially protected for medical costs stemming from any injuries incurred during an accident. Moreover, uninsured motorist coverage is a critical component of motor vehicle insurance, as it safeguards drivers against the financial consequences of being involved in an accident with an uninsured driver.

In contrast, fire insurance coverage relates specifically to losses from fire damage to property and would not cover bodily injuries or uninsured motorists. Homeowner's insurance primarily protects against damages to a home and personal property, and while it may offer limited liability coverage, it does not address automobile-related incidents. Health insurance covers medical expenses for a variety of health issues, but it is not linked to vehicle accidents and thus does not specifically cover uninsured motorist scenarios.