Which of the following insurance types does the NC Rate Bureau NOT oversee?

The North Carolina Rate Bureau primarily oversees the rating and statistical activities related to various insurance types, including auto insurance, homeowner’s insurance, and commercial property insurance. These insurance sectors fall within their jurisdiction to ensure appropriate pricing and risk management strategies are established based on loss experience and actuarial data.

Excess workers' compensation insurance for self-insurers, however, operates outside the direct oversight of the NC Rate Bureau. Self-insurers do not obtain their coverage from the Rate Bureau, as they create their own risk management and insurance processes. This type of insurance is specific to employers who choose to self-insure instead of purchasing coverage from traditional insurance providers. Therefore, the NC Rate Bureau does not regulate this area, allowing for flexibility within self-insurance programs. This distinction clarifies why excess workers' compensation insurance for self-insurers is the correct answer when identifying the type of insurance not overseen by the NC Rate Bureau.